Privacy Policy

Last updated: January 1, 2025

1. Information We Collect
2. How We Use Your Information
3. Information Sharing
4. Cookies & Tracking
5. Data Security
6. Your Rights
7. Third-Party Links
8. Changes to This Policy
9. Contact Us

1. Information We Collect

BYF Consulting LLP ("BYF", "we", "us", "our") operates the website beyondyourfinance.com. We collect information in the following ways:

Information You Provide Directly

• Contact form submissions: name, email address, phone number, and your message
• WhatsApp messages sent to our business number
• Email correspondence with our team
• Documents shared with us for the purpose of availing our services (e.g., PAN, Aadhaar, financial statements)

Information Collected Automatically

• IP address and browser type
• Pages visited and time spent on the website
• Referring URLs
• Device type and operating system

We do not collect sensitive personal data such as passwords, payment card numbers, or biometric information through this website.

2. How We Use Your Information

We use the information we collect to:

• Respond to your enquiries and consultation requests
• Provide the financial, tax, and advisory services you engage us for
• Send you service-related communications and appointment reminders
• Comply with legal obligations, including KYC requirements for regulated services
• Improve our website and service offerings
• Send occasional newsletters or educational content (you may unsubscribe at any time)

We do not use your personal data for automated profiling or decision-making that significantly affects you.

3. Information Sharing

We respect your privacy. We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Delivery: With statutory authorities (Income Tax Department, GST portal, MCA, ROC) as necessary to provide the services you have engaged us for
• Legal Compliance: When required by law, court order, or governmental authority
• Service Providers: With trusted third-party tools (e.g., email services, document management) that assist us in operating our business, subject to confidentiality obligations
• Professional Partners: With collaborating CA firms or legal counsel, solely for the purpose of delivering your service, with your knowledge

4. Cookies & Tracking

Our website uses cookies and similar tracking technologies to enhance your browsing experience. Types of cookies we use:

• Essential cookies: Necessary for the website to function correctly
• Analytics cookies: Help us understand how visitors use our website (e.g., Google Analytics)
• Preference cookies: Remember your settings and preferences

You can control cookie settings through your browser. Disabling cookies may affect certain website functionality. We honour the Do Not Track (DNT) browser signal where technically feasible.

5. Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. These include:

• HTTPS encryption on all website communications
• Secure access controls for internal systems
• Regular security reviews of our data handling practices
• Confidentiality obligations on all team members

Please note that no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

6. Your Rights

Under applicable Indian data protection law (including the Digital Personal Data Protection Act, 2023), you have the right to:

• Access the personal data we hold about you
• Correct inaccurate or incomplete personal data
• Request deletion of your personal data (subject to legal retention requirements)
• Withdraw consent for marketing communications at any time
• Nominate a person to exercise your rights in the event of your death or incapacity

To exercise any of these rights, please contact us at hello@beyondyourfinance.com.

7. Third-Party Links

Our website may contain links to third-party websites (including government portals, professional bodies, and partner sites). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will post the updated version on this page with a revised "last updated" date. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions, concerns, or complaints regarding this Privacy Policy or our data practices, please contact our designated grievance officer:

BYF Consulting LLP Email: hello@beyondyourfinance.com Phone: +91 96671 22243 Website: beyondyourfinance.com

For any questions regarding this Privacy Policy, please contact us:

BYF Consulting LLP

Email: hello@beyondyourfinance.com

Phone: +91 96671 22243